Fighting for Policyholders in Kansas City
When you pay insurance premiums, you expect your insurer to uphold its promise to protect you when disaster strikes. Unfortunately, many companies put profits over people. They use delay tactics, misrepresent coverage, or deny legitimate claims to save money at your expense.
At The Jacobs Law Firm, our Kansas City insurance bad faith lawyers help individuals and businesses stand up to powerful insurance companies. We understand how frustrating it is to deal with an insurer that refuses to pay what you’re owed, and we fight to hold them accountable under Missouri and Kansas law.
What Is Insurance Bad Faith?
“Bad faith” occurs when an insurance company fails to act honestly, fairly, or with reasonable care in handling your claim. Insurers have a legal duty to investigate claims promptly, communicate clearly, and pay valid claims in full and on time. When they intentionally avoid these responsibilities, they can be held liable for the harm they cause.
Examples of insurance bad faith include:
- Unreasonable claim denials without proper investigation
- Delaying payment without valid reason
- Misrepresenting policy terms or coverage limits
- Failing to communicate important claim information
- Refusing to settle when liability is clear
- Pressuring policyholders to accept low settlements
- Canceling a policy after a claim is filed
If any of these sound familiar, our attorneys can evaluate your case and explain your legal rights under Missouri and Kansas insurance laws.
Types of Insurance Bad Faith Cases We Handle
Our Kansas City insurance bad faith team handles claims involving all types of insurance coverage, including:
- Auto insurance (property damage, uninsured/underinsured motorist claims)
- Homeowners’ insurance (fire, flood, or storm damage)
- Health and disability insurance (denied medical or long-term disability benefits)
- Life insurance (wrongful denial of death benefits)
- Commercial and business insurance disputes
Whether your insurer wrongfully denied coverage or failed to pay the full amount you’re entitled to, we can help pursue the compensation you deserve.
How Our Kansas City Insurance Bad Faith Lawyers Can Help
Insurance companies often rely on the assumption that policyholders won’t fight back. That’s where we come in. Our experienced attorneys understand the tactics insurers use, and we know how to counter them.
We help clients by:
- Reviewing your policy to determine coverage and exclusions
- Investigating insurer conduct for signs of bad faith
- Gathering documentation such as claim correspondence and reports
- Negotiating assertively with insurance adjusters
- Filing lawsuits against insurers who violate the law
- Seeking compensation not only for your original claim, but also for additional damages caused by the insurer’s misconduct
Our goal is to level the playing field between policyholders and billion-dollar insurance corporations.
Compensation Available in Bad Faith Claims
When an insurance company acts in bad faith, you may be entitled to compensation beyond the amount of your original claim. Depending on the facts of your case, recoverable damages may include:
- The full value of your original insurance claim
- Interest and penalties for delayed payments
- Emotional distress caused by financial hardship or stress
- Attorney’s fees and litigation costs
- Punitive damages to punish intentional misconduct
By pursuing a bad faith claim, you’re not only protecting yourself. You’re also sending a message that dishonest insurers will be held accountable.
Why Choose The Jacobs Law Firm
The Jacobs Law Firm has earned a reputation for personalized service and aggressive advocacy across Kansas City and surrounding communities. Clients trust us because we offer:
- Experienced Kansas City insurance bad faith attorneys
- Proven results in complex insurance litigation across Missouri and Kansas
- Deep understanding of state and federal insurance laws
- Personalized attention and transparent communication
- No fees unless we win—you pay nothing upfront
- We take pride in standing up for individuals, families, and businesses who’ve been mistreated by powerful insurance companies.
Take Action Against Insurance Misconduct
If your insurance company has wrongfully denied, delayed, or underpaid your claim, you don’t have to face them alone. Our attorneys will review your situation, explain your rights, and fight to recover the full value of your losses.
Contact The Jacobs Law Firm today to schedule your FREE consultation with a Kansas City insurance bad faith lawyer.
We’ll help you hold the insurer accountable and secure the compensation you’re owed.
